To clarify, I would check a bag, with the iPad inside---not left behind, or seized by the government. Then, it would be considered a loss, if stolen from my checked bag. My CitiCard Gold provides losses from checked bags, unless American Airlines covers it as the primary.
WHAT’S COVERED
A checked or carry-on item is covered unless it’s included in the What’s not covered list below. We’ll cover the item’s purchase price (including sales tax), or the cost of repairing it, whichever is less.
The coverage provided by this benefit is secondary. This means if the Common Carrier or another source reimburses the Covered Traveler(s) for any expenses, this benefit will cover only unreimbursed amounts.
WHAT’S NOT COVERED
Coverage does not apply to the following items:
Antiques and collector’s items.
Traveler’s checks, tickets of any kind (e.g., for airlines, sporting events, concerts, or lottery), passport, visas, negotiable instruments, bullion, rare, or precious metals, stamps, and coins, currency or its equivalent.
Coverage doesn’t apply to any item that’s lost, stolen or damaged under these specific circumstances:
The Covered Traveler(s) is involved in a fraudulent or illegal activity.
The item is seized by customs or any government agency.
