Our next trip in scheduled for April, and I'm very, very conflicted. Being the realist that I am, I always assume there will be at least one idiot who think's they're the exception, one person who traveled to China and 'feels fine' or one person who has come into contact with that person without even realizing it - and all it takes is one.
We had an email today from the agency who put together our travel package - flight and overnight in NYC, TA cruise stopping at Halifax, Belfast, Dublin, Le Harve, Cherbourg, Portland, Southampton, 2 nights in London, then flight from LHR to Tampa. They will issue the same credit as the cruise line is offering (good until the end of 2022), issue vouchers for the 2 flights (good for one year). For the remaining land/hotel charges they'll issue a credit good for their agency, good for one year. The biggest problem with the agency credit is that their deals are usually more last minute, so it's really hard to know if we'd use it or not.
I don't want to be penny-wise and pound foolish. I don't want to catch the virus, nor spread it. I also don't want to add to the hysteria. At this point we're just 4 weeks away from our scheduled departure.